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James McKibban | The Lion on Loans Newsletter

Your ultimate source for expert mortgage advice, industry insights, and financial tips to help you navigate the world of home loans with confidence and ease.

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Unlock the Secret to Massive Wealth with Property Appreciation

Greetings homeowners, Property appreciation is one of the most powerful ways to build wealth over time. But here’s the key: It’s not just about the house you buy—it’s about where you buy it. Choosing the right neighborhood can make all the difference in how much your home’s value appreciates. Let’s talk about how to spot a high-growth area and set yourself up for long-term financial success. Step 1: Look for New Developments Neighborhoods with new developments—whether it’s new homes, retail...

Hi Reader, Happy Wednesday! It’s that time of year again—your annual mortgage review. Just like your car needs its yearly tune-up, your mortgage deserves a check-up too. Let’s ensure you’re getting the best deal possible. 🔍 WHY ANNUAL REVIEWS MATTER • Stay Competitive: Rates, terms, and market conditions change. A quick review could reveal new opportunities for savings or refinancing.• Optimize Your Terms: A refreshed review may uncover options to lower monthly payments or better align your...

Hi Reader, It’s 7am on Tuesday, March 11, 2025—and I’m excited to share this early morning update with you, just in time for our 8:30 release. Today, I want to focus on turning everyday challenges into new client opportunities. In my own journey, I’ve learned that every obstacle is simply a chance to think differently and innovate. Whether you’re fine-tuning your listing presentations or finding fresh ways to engage potential clients, remember that creativity and persistence open doors. Key...

Hi Reader, It’s Monday, March 10, 2025—a fresh start for the week and a perfect moment to rethink your home financing strategy. Today, I want to share a message inspired by my own journey. In my early days, whether hustling at Newell Rubbermaid or tackling challenges that even had me cleaning bathrooms, every setback taught me the value of resilience and smart decision-making. Those experiences molded the way I approach mortgages—and they remind me that every challenge in homeownership is...

Hi Reader, It’s 10am on this beautiful Sunday, and it’s the perfect time to set your intentions for the week ahead. As you enjoy the calm of the weekend, take a few minutes to reflect and plan your strategy with these insights: Plan Your Week with a Clear Strategy• Review Your Listings: Spend some time over the weekend reviewing your current listings. Identify any tweaks you can make—from enhancing your photos to updating property details—that will catch a buyer’s eye next week.• Market...

Good morning, Reader! It’s 7am sharp on this Saturday, and I’m here with your weekend update on smart home financing. As you enjoy your weekend, take a moment to review these timely insights to keep your financial strategy on track. Market & Financing Update Mortgage rates are still competitive, and there are several flexible options available to help you manage your home financing with ease. In particular, our “ARM Adjustable Rate Mortgages Guide” offers insights into adjustable-rate options...

Goodmorning Reader! It’s 7am sharp on this Friday, and I'm here with a focused update to help you kickstart your day and boost your listings' impact. As you prepare for a busy day ahead, here are some top strategies to make your properties stand out: 1. Elevate Your Listing Presentation Refresh your photos with high-quality images that capture every detail. Add a short video tour to give potential buyers a real feel for the property. 2. Leverage Digital Tools Utilize our “How to Get Your...

Hi Reader, Hi there, Happy Thursday and welcome to your Homebuying 101 update! As you gear up for your journey toward homeownership, I want to share some essential tips and a handy checklist to ensure you’re fully prepared when the right opportunity comes knocking. Your Homebuying Checklist• Get Organized: Start by gathering your financial documents. A clear picture of your income, credit history, and savings can streamline the process.• Assess Your Budget: Understand how much you can...

Hi Reader, If you're thinking about selling your home this year, you probably have one big goal:➡️ Get the highest price possible. But before you list your home, there are a few key things you can do to maximize your home’s value—and avoid leaving money on the table. 🏡 1️⃣ First Impressions Matter—Boost Your Curb Appeal When buyers pull up to your home, their first impression could make or break the deal. 🚀 Simple ways to increase curb appeal:✔ A fresh coat of paint on the front door 🎨✔ Power...

Hi Reader, Thinking about buying a home in 2025 but not sure if you’re truly ready? 🤔 It’s easy to get excited about house hunting, but before you start touring homes, make sure you check these 3 boxes. ✅ 1️⃣ Do You Know How Much You Can Afford? Before you fall in love with a home, you need to know your true budget. 🚀 Key Questions to Ask:✔ What’s your monthly comfort zone for a mortgage payment?✔ How much will you need for property taxes, insurance, and maintenance?✔ Are you prepared for...

Hi Reader, Happy Monday! ☕ If you’re a homeowner, your mortgage isn’t just a monthly bill—it’s a powerful financial tool that can help you build wealth, lower costs, and plan for the future. Not sure where to start? Here are 3 smart ways to make your mortgage work for you in 2025: 💰 1️⃣ Pay Your Mortgage Off Faster (Without Feeling It!) You don’t have to commit to a 15-year mortgage to pay off your home early. 🚀 Easy tricks to shave YEARS off your loan:✅ Make bi-weekly payments instead of...