Hi Reader,

As we step into 2025, it's essential to understand the evolving real estate landscape. Here's a concise overview to help you navigate the market effectively.

📈 Market Trends

Home Sales Increase: Experts predict a 9% rise in home sales for 2025, with an additional 13% increase in 2026, indicating a revitalized market. Norada Real Estate
Mortgage Rates Stabilize: Anticipated to hover around 6%, providing more certainty for financial planning. Norada Real Estate
Home Value Growth: National home values are expected to grow by 2.6%, offering potential equity gains for homeowners. Zillow

🏡 Regional Highlights

Emerging Markets: Cities like Buffalo, Indianapolis, and Providence are forecasted to lead the housing market due to affordability and job growth. Architectural Digest
Inventory Challenges: Despite increased sales, housing inventory remains tight, emphasizing the importance of strategic planning for buyers and sellers. Zillow

💡 What This Means for You

Considering Selling? With rising home sales and stabilizing mortgage rates, 2025 presents a favorable environment to list your property.
Thinking of Buying? Stable mortgage rates and modest home value growth make this year a viable time to invest in a new home.
Staying Put? Anticipate a gradual increase in your home's value, enhancing your equity position.

📅 Next Steps

Market Evaluation: Assess your local market conditions to make informed decisions.
Financial Consultation: Review your mortgage terms and consider refinancing if beneficial.
Stay Informed: Keep abreast of market developments to capitalize on emerging opportunities.

If you have any questions or need personalized advice, feel free to reach out. We're here to assist you in making the most of the 2025 real estate market.

Warm regards,

James McKibban

Mortgage Expert

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Homeownership · Equity · Savings · Market Trends

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The information provided in this email and associated content is for educational purposes only. It does not constitute financial advice, legal advice, or any other form of professional advice. While we strive to provide accurate and timely information, the financial landscape can change rapidly. Therefore, we recommend consulting with a qualified professional before making any financial decisions based on the content of this email. Any references to specific financial products, services, or companies are purely illustrative and should not be interpreted as endorsements. We do not endorse or promote any specific products or services mentioned in this email. We do not offer mortgage, loan, or refinancing services directly through this platform. For personalized financial advice or assistance, please consult with a licensed professional or financial advisor.

James McKibban | The Lion on Loans Newsletter

🏠 2025 Real Estate Market Update: What Homeowners Should Know